Tennessee Department of Financial Institutions
The Tennessee Department of Financial Institutions (TDFI) is a Cabinet-level agency within Tennessee state government, currently led by Greg Gonzales, Commissioner of Financial Institutions. The department is responsible for regulating Tennessee's banking system, including state-chartered banks and credit unions, and handling consumer complaints involving state regulated financial institutions. The department is divided into the Administrative/Legal Division, Bank Division, Compliance Division, Consumer Resources Division, and the Credit Union Division - each of which is led by an Assistant Commissioner.[1][2]
The Banking Department, created in 1913, was headed by the Superintendent of Banks when it was first established, ten years later credit unions were added to its responsibilities. Over the next eighty-five years, the department made a final name change and increased regulatory responsibilities to cover trust companies, licensed business and industrial development corporations (BIDCOs), industrial loan and thrift offices, insurance premium finance companies, mortgage companies, check cashers, deferred presentment services companies, money transmitters, and title loan companies.[3]
See also
References
- ^ "TDFI Info; About Us". tn.gov. Nashville: Tennessee Department of Financial Institutions. Retrieved February 1, 2024.
- ^ Friedman, Adam (September 14, 2023). "What is the Tennessee Department of Financial Institutions hiding?". Tennessee Lookout. Nashville. Retrieved February 1, 2024.
- ^ "Centennial celebration; History of the Department of Financial Institutions". tn.gov. Nashville: Tennessee Department of Financial Institutions. Retrieved February 1, 2024.
External links
- The website of the Tennessee Department of Financial Institutions
- State of Tennessee Blue Book
- An article from Governor Phil Bredesen's website on the appointment of Greg Gonzales
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- Consumer Financial Protection Bureau
- Farm Credit Administration
- Federal Deposit Insurance Corporation
- Federal Financial Institutions Examination Council
- Federal Housing Finance Agency
- Federal Reserve Board of Governors
- Financial Stability Oversight Council
- National Credit Union Administration
- Office of the Comptroller of the Currency
legislation
- Independent Treasury Act
- National Bank Act
- Federal Reserve Act
- McFadden Act
- 1933 Banking Act
- Glass–Steagall Act
- Federal Credit Union Act
- Bank Holding Company Act
- Interest Rate Control Act of 1966
- Truth in Lending Act
- Bank Secrecy Act
- Fair Credit Reporting Act
- Home Mortgage Disclosure Act
- Community Reinvestment Act
- Electronic Fund Transfer Act
- Financial Institutions Regulatory and Interest Rate Control Act of 1978
- Monetary Control Act
- Depository Institutions Act
- Competitive Equality Banking Act of 1987
- FIRREA
- FDICIA
- Truth in Savings Act
- Riegle-Neal IBBEA
- Gramm–Leach–Bliley Act
- Fair and Accurate Credit Transactions Act
- Emergency Economic Stabilization Act
- Credit CARD Act
- Dodd–Frank
- EGRRCPA
Board regulations
- Extensions of Credit by Federal Reserve Banks (Reg A)
- Equal Credit Opportunity (Reg B)
- Home Mortgage Disclosure (Reg C)
- Reserve Requirements for Depository Institutions (Reg D)
- Electronic Fund Transfer (Reg E)
- Limitations on Interbank Liabilities (Reg F)
- International Banking Operations (Reg K)
- Consumer Leasing (Reg M)
- Loans to Insiders (Reg O)
- Privacy of Consumer Financial Information (Reg P)
- Prohibition Against the Paying of Interest on Demand Deposits (Reg Q)
- Credit by Brokers and Dealers (Reg T)
- Credit by Banks and Persons Other Than Brokers or Dealers for the Purpose of Purchasing or Carrying Margin Stock (Reg U)
- Transactions Between Member Banks and Their Affiliates (Reg W)
- Borrowers of Securities Credit (Reg X)
- Truth in Lending (Reg Z)
- Unfair or Deceptive Acts or Practices (Reg AA)
- Community Reinvestment (Reg BB)
- Availability of Funds and Collection of Checks (Reg CC)
- Truth in Savings (Reg DD)
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